Exploration Of The Informatization Construction Of Small And Medium-sized Insurance Company In China

The China Insurance Regulatory Commission Chairman Wu Dingfu pointed out, andfurther promote the construction of insurance informationalization, can better solve fromextensive management to intensive management change problem. Information technologyfacilitates the insurance enterprise timely detection of risk, risk prevention foundation.With the informatization construction, standardize business processes and managementmechanism, to various risk insurance business process can play a warning, investigationand disposal effect, risk process effectively deal with insurance group across categories,interdisciplinary. Through the information technology the timely processing of insurancecustomers, consulting, insurance and claim report query demand, expand insurancecoverage optimization of customer service, customer service quality. The working system,business process in information system, avoid man-made interference, reduce thepossibility of resort to deceit, to ensure that the system implementation; through thecentralized management of data, so that all levels of management to the dynamicmonitoring of the business development status, the daily flow of funds, the operatingconditions of the time master. The information technology to help insurance companiesfrom the specialized operation to the group of integrated management change. By coveringthe whole company management informationization, across departmental boundaries,boundaries and limits of business management, implementation of various departmentsthroughout the company, information sharing, business collaboration and internal controlmanagement.At present, China’s insurance industry is in the important period fromextensive management to intensive development, information is not only a technical issue,but become an important content, core competitiveness of insurance enterprises can be said,the insurance industry’s survival is inseparable from the information technology.Information technology in the insurance industry, improve work efficiency, improve service quality and level, product and management innovation will play a huge role, withthe gradual penetration of information technology in the insurance application andinformation technology on insurance operation and management, information technologyhas become an important part of reform of the insurance industry development. Systematicresearch and literature based on concept, characteristics of the insurance informatization,analyzes the current situation of the informatization construction of small andmedium-sized insurance company of our country, puts forward the informationization ofsmall and medium-sized insurance company of our country should "integration strategy,planning, implement step by step, continuous improvement" point of view. Should theconstruction of information system infrastructure is stable and easy to expand, applicationcomponent, process management, rules of driving. Secondly, reviews and summarizes thetheory and method of informatization construction of insurance enterprises. Then, on thebasis of this theory, based on the practical experience of research and Analysis on thecharacteristics of LA life informationization construction and the existing problems, so asto provide a reference for other emerging insurance enterprise information planning andconstruction. Finally, based on the above analysis, some countermeasures were put forwardfrom the aspects of information construction of new insurance company.