The Study On New Rural Endowment Insurance Fund Raising And Operating Mechanism

There is a large population and a vast territory in China, the economy andculture between regions is so different. The city and rural area development is notbalanced because of the urban and rural sociology system, the endowmentinsurance development level of urban and rural disparity has been one of theconcrete embodiment.Before the rural endowment insurance obviously lags farbehind the city, But after carrying out the new rural social endowment insurancepilot in2009, people pay more attention to rural endowment problem gradually.Just three years, new rural endowment insurance cover the rural people in manycities and regions,8years earlier than previously proposed target for2020. Thenew rural endowment insurance is becoming the hot and concerned topic offarmers."Ageing population" of the term is not new to people, often seen innewspapers, television or talked about around us. The ageing issue highlightedgradually has been of concern to most countries of the world, therefore, the olderbecome one of social focus groups, strengthening the construction of elderlyservices has became one of the major measures in many countries. Rural socialendowment insurance system is in relation to the benefits of more than600,000,000persons. Rural Social Endowment Insurance Fund is the mostimportant problem and the first link about the rural social endowment insurance.In order to ensure the interests of the elderly population in the rural areas, we mustreform and perfect the raising and operation mechanism of the new ruralendowment insurance fund, and improve the operating efficiency, so as topromote the economic development in rural areas, effectively guarantee thestability and harmony of the society.The article firstly elaborated the related theory of the new rural social endowmentinsurance fund, including the definition of some important concepts andtheoretical basis of fund raising and operation mechanism. Secondly, in the basisof understanding the relevant theories, it separately analyzes the current situation and existing problems of new rural social endowment insurance fund raising andoperating mechanism. Thirdly, it compares with the foreign typical endowmentinsurance fund raising and operation mechanism, and gets some enlightenment.Lastly, in the above guidance and on the basis of analysis, based on China’spolitical, economic development and the needs of rural reality, it puts forwardsome advices to perfect Chinese new rural endowment insurance fund raising andoperation mechanism.