Fair Perspective Of Housing Provident Fund

With the development of China’s economy, housing problem has become thefocus of society. As housing prices rise, market economy has exclude an increasingnumber of low-incomer’s housing demand. The housing provident fund has increasinglyplayed prominent role in the security system. In the early stage, housing provident fundplayed an important role in housing reform, which not only raised plenty of capital forthe construction, but also greatly improved purchase power of the residents. However,because of unfairness it also engendered a large number of problems in the operation ofhousing provident fund system. What’s more, nowadays the unfair provident fund systemhas completely deviated from security, and been a method which supports high-incomeearners in stead.This article begins with the background of housing provident fund and how it playsthe very important role for analyzing the truth that equity is the objective demand inhousing security system. Secondly, empirically analyze the current situation and issues ofhousing security system in Yan’an based on numerous data. After that it will analyze thereasons why these problems emerged in detailed and general. At last, policy suggestionswill be raised to make the housing security system more suitable.