Hunan Province Town Social Endowment Insurance Spending Level Research

In November,1995Hunan province began to implement Hunan province townenterprise worker endowment insurance method. Since then, town worker endowmentinsurance has been implemented about17years. Realize the endowment insurancecovering all residents and continue to improve the enterprise pension insurancesystem of the enterprise retiree annuities level. With the fast economic developmentof Hunan province and national finance vigorously support, in July,2011for urbanresidents endowment insurance began to pilot project.It will be covered96countiesand cities all over the province. In2012, in the Hunan province government workreport, during2010-2015they would build up a wider coverage, basic, multi-level andsustainable social security system. Realize the endowment insurance covering allresidents and continue to improve the enterprise pension insurance system of theenterprise retiree annuities level. An effective system to a great extent,help acountry’s economic back to normal,and makes the life of people effectively improveand good guarantee. Hunan province town endowment insurance in less than twoyears time to made great achievement. But Hunan province town endowmentinsurance level is still lower. There will be also a very big development space to go.The article is divided into five chapters. The first chapter is the introduction,mainly introduces four aspects about the background and its significance, the researchideas and methods about social security in and abroad, the level of literature reviewand innovation and disadvantages; The second chapter is about what thedetermination of the actual level of Hunan province town social endowment insuranceis. This paper expounds the social endowment insurance level of Hunan provincetown of the definition and measuring methods, and at the same time, giving aquantitative comparison between town and rural endowment insurance fund income,fund expense, safeguard level, coverage and so on; The third chapter is that theeconomy of Hunan province is determination to the endowment insurance levelsuitability and focusing on the analysis of the Hunan province town level endowmentinsurance of appropriate interval will be the actual level of Hunan province townendowment insurance and theory of the measure and the lower compared to the moderate, from the level of overall planning, fund, coverage, an aging population,analyzed the reasons of the low; The fourth chapter is in Hunan province town socialendowment insurance actual level with the theoretical limit produce gap and putforward some suggestions.