Research On Factors Influencing Of The Pension Fund Imbalance Of Si Chuan

With rapid development of society, life expectancy has been increasing, inevitably leading to the intensification of the process of aging. Aging population brought enormous pressure to the pension balance of revenue and expenditure. Sustainable operation of the basic social pension insurance fund is a key part of the implementation of the social security system. The biggest obstacle in the running of social security is the crisis of payments balance of the basic old-age insurance fund. In our country, every region exists the problem of pension payments imbalance in different degrees. How to solve the basic pension insurance fund imbalances is the problem faced by the management department of the government at all levels in the whole society.This article will put the pension imbalances as research subject, and select the social security fund management theory as the theoretical basis of the thesis. Through sorting out and summarizing the domestic and foreign research on pension insurance fund system, and we will describe and analyze the status and causes of imbalances of pension in detail. This article selects Sichuan Province as an empirical analysis of the object in order to study the issue of pension payments imbalance more specifically. Firstly, I will elaborate the basic situation of Sichuan pension, and collect data through interview and accessing to the Statistical Yearbook. Then I will make regression analysis of the relevant data using SPSS17.0statistical software. And according to the correlation degree between the data, we find main factors that affect pension imbalances obtain elderly dependency ratio, the level of interest rates, pension expenditure share ratio of government expenditure, GDP, the number of insured and so on. Then I will compare the difference of the various factors between different cities. Secondly, predict the financing gap. Finally, based on the analysis and research to the theories and status about pension payments imbalance, then based on the empirical research results, give advices of developing the capital market steadily to increase pension value, increasing government financial subsidies, delaying retirement, implementing inclined policy on rural and economically backward areas, and creating a stable economic environment for development pension to help relieve issues.