Research On Administration Of Fund Procurement In The Hunan Branch Of China Development Bank

Fund procurement management is an important content in the bank’s assets and liabilities management. Bank funds procurement management must follow the principle of profitability, security and liquidity. In the premise of ensuring the safety of funds, we should improve the efficiency of the use of bank funds. The research of bank funds procurement management based on the theory of spread management theory, assets and liabilities management theory, fully finance the centralized management theory and internal funds transfer pricing theory, etc. Due to the different governance structure business products, business philosophy and corporate culture among banks, how to set up their own business to adapt to the characteristics and developing direction of fund procurement management system, is an important issue for banks’management.China Development Bank is a typical Bond Bank. As a development financial institution, its credit funds has the characteristics of large amount and long-term, and its fund businesses are different from another domestic policy and commercial banks’ According to the research of the existed fund procurement management system of China Development Bank, we find that with the changes of macro and micro economy conditions and the improvement of innovations, the existed fund procurement management system cannot maintain the requests of business development of branch and bring many difficulties to the fund procurement management. This paper analyzes the characteristics of the fund resources and the application of funds of customers and projects of Hunan branch of China Development Bank objectively. By considering the practices of the fund procurement management system of Hunan branch of China Development Bank, we select the most important factors that can take effects on the fund procurement management. By using these factors as variables and taking the historical data of the fund procurement management of Hunan branch of China Development Bank as sample space, we establish the linear regression model of fund procurement management. The results of numerical experiments can explain well the problems of fund procurement management raised often in the practice. For example, in practice, the increase of general deposit and the emptying out of Off-Balance Sheet Activities belongs to the factors which are difficult to forecast and always affect the end result. The empirical analysis indicated that the impact of these negative correlation factors on final forecast results all are greater than1. We conclude that there are logical relationship among these factors in theory and practices.The administrative model of fund procurement which established in this article tries to solve practical problems in this field on perspective of theoretical research. From the study results, we find that this model can reflect the regular pattern of fund procurement management of Hunan branch of China Development Bank. And then, we can improve the efficiency of fund procurement management, develop new tools for this object and test them in the practices. Simultaneously, policy suggestions may be given to improve fund procurement management. The establishment of administrative model of fund procurement offers a base for the further theoretical research and practices.