Design Of Funds Management Mode Of The Chang’an Bank Based On FTP

Funds transfer pricing (FTP) is a technical means to support the capital management in international commercial banks generally adopted, with separate interest rate risk, improving the commercial bank’s financial product pricing ability,can be used as reference of many advantages of performance appraisal, which received universal approval of commercial banks.The current domestic commercial banks because of the scale of assets of different sizes, different stage of development, have taken the capital management mode is also differ in thousands of ways. At the same time as the market interest rate in our country urbanization process accelerating, and A new force suddenly rises. Internet finance, to domestic commercial banks, especially including the Bank of Chang’an and medium-sized commercial banks brought grim challenge. At the same time, the existing fund management model of Chang’an bank increasingly shows its inherent disadvantages. Therefore, learning from the advanced commercial banks,with the exploration of the internal funds transfer pricing principle, according to the actual situation of the Bank of Chang’an, the establishment of a set of Chang’anbank funds management mode of Chang’an bank itself, all has the extremely vital significance and the small and medium-sized commercial banks like the Bank of Chang’an.The full text is divided into5chapters, based on the research background, topic combing ideas. We first reviewed the current transfer theory and present situation of the research on pricing, the main role of the transfer pricing of commercial banks to do the analysis. Then the Bank of Chang’an is currently the capital management mode of analysis, gives the main direction of the reform of mode of funds management of the Bank of Chang’an. One direction is to choose capital managementarchitecture as a fund management structure of the Bank of Chang’an, another direction is to determine the FTP curve of the Chang’an bank for. Finally, the empirical analysis of the new funds management mode under the effect of the Bank of Chang’an and gives the relevant measures to implement the new capital management mode.