A Countermeasure Study On Improving China’s Enterpirse Annuity System

With the development of society， the rise worldwide craze of a reform ofthe pension insurance system for old-age security has become increasinglystrong， many of the problems brought about by a single old-age security pensionsafeguards reflected diversification The old-age security is the inevitabletrend of development. China is no exception， the development of the reform isinevitable.This paper is from a macro point of view on China’s enterprise annuityoperations. The article first discusses the topics of the inevitability of，and described the full text of writing the basic ideas and the overall structure，followed by analysis of our current course of development of the enterpriseannuity， development status， encountered in the development， and multi-，the multi-angle analysis of the reasons for the slow development of our countryat this stage enterprise annuity; again， the introduction of internationalbusiness development status of the pension system， and program development forthe enterprise annuity system.The author believes that China’s enterprise annuity system should solvea series of problems: pension insurance， is an important part of the old-agesecurity， is also the basis of the enterprise annuity effective supplement forthe foundation， not a substitute basis. The enterprise annuity do basic add，improve old-age security system，improve the employees’ standard of living afterretirement， while reducing the burden on national finances; for the developmentof enterprise annuity， you should develop a series of related policies，especially preferential tax policies; the saying goes， no rules no standardsfor the laws and regulations of the enterprise annuity is not yet complete，it should be by the People’s Congress to establish regulations， clarify theobligations and powers of the parties; enterprise annuity funds accumulated，how to hedge against inflation and value-added channel is still limited， whichto some extent limit the development of enterprise annuities.The development of the enterprise annuity can not be separated from society，businesses， employees， cognition， however， is the primary problem， increasethe propaganda of the enterprise annuity，making the understanding of enterpriseannuities， corporate annuity， so that the enterprise annuity to become animportant supplement to old-age security. In the last article， the author hasmade planning for the development and operation of China’s enterprise annuitysystem.