A Research On Stock Reconstruction Of Rural Credit Cooperatives Of HeZe

HeZe City is a traditional agricultural areas, the rural economy has been rapid development in recent years gradually expand the scale of capital requirements, financial role in promoting economic development, reasonable to promote the development of the financial sector is to resolve the problem of HeZe City, rural economic development an important entry point. For some time, the business development strategy is not clear in HeZe City of rural credit cooperatives, business and managerial measures are faced with major challenges in the rural financial situation changing circumstances. After years of share reform practice, the reform of rural credit cooperatives share in to solve credit cooperatives governance mode, risk management and control has achieved some results. However, the existing system of shares and can not adapt to the HeZe City’s economic development needs, and also can not meet the demand for credit union business development, so a further reform of rural credit cooperatives in HeZe City shares system.From studies of rural credit cooperatives in HeZe City from the share reform since the results achieved as a starting point, the analysis of the problems existing in the share reform, and in the final targeted countermeasures and suggestions for further share reform of rural credit cooperatives in HeZe City. In the first chapter of this paper discusses the background and significance of the study, summarizes the relevant research literature; Chapter Ⅱ on several important theoretical concepts were discussed, including the rural financial market theory, the theory of property rights and the property rights regime and joint-stock and commercial joint-stock banks; status of rural credit cooperatives in HeZe City Chapter description, analysis of the measures and the role of its initial shares reform, pointed out that the problems of reform; fourth chapter analyzes the conditions of the credit unions to further share reform To further deepen the joint-stock reform and credit unions in the external and internal environment, improve the corporate governance structure and ownership structure; the Chapter credit cooperatives countermeasures and suggestions to deepen the reform of shares system, from the smooth implementation of all aspects of security reform.