Research On The Evolution Of Rural Financial Ecosystem Of China

Finance is the core of modern economy.This article advocated investigated from the perspective of financial ecology ofrural financial services, to analyze the new situation of rural financial service systemin the supply and demand sides of different subjects demand characteristics, thecharacteristics of the rural financial service system in the different stages of economicgrowth, to explore organizational system reconstruction. Draw lessons from history,recalling the past, rural financial organizations operating mode change before thedevelopment of the private financial institutions, mutual aid and state-ownedcommercial financial organizations, out of the path of their own. Especially in thecase of the platform of local government finance speculation is hot and treat themdifferently, prompting the local government for the standardization of the investmentbehavior of the "three rural" urban and rural economic development, the sun,legalization. In the current socio-economic environment, the rural economy in orderto get a better and rapid economic development, urban and rural financial supportdepends on the sustainability of rural economic development, the scale and speed.Premier Wen Jiabao put forward to promote financial optimal allocation of resources,and guide financial institutions to increase financial support for economicrestructuring, especially the "three rural" enterprise, small and micro enterprises,strategic emerging industries. Explicitly solve the rural financial problem, to solve the"three rural" issues and the strategic objectives of the Wealthy people County hasgreat practical significance.In the new situation, the bottleneck in the development of the agriculturaleconomy, directed at the problems that exist in the financial services system, and lookforward to straighten out the financial ecosystem, become the fulcrum of growth ofagricultural economy. Specifically directed at: First, financial service system in ruralareas by the formal and non-formal financial body on borrowing interest rate differential constraints to economic development; Second, financing services in therural areas under the scope of a typical property rights is not clear triggered financialecological environment is fragile become the bottleneck of economic development;third, the operation and management system in the rural financial service systemunscientific, typically out of position, such as rural credit cooperatives; fourth, in thecurrent policy, commercial, and mutual assistance and cooperation of financial bodyon the financial needs of the rural areas and supply asymmetry constraining thedevelopment of the county economy, especially in rural constituents. Explore adapt tothe future of rural financial ecological system established by the analysis of a series oftypical problems.Faced with the new situation of China’s rural economic development, Premier LiKeqiang said the county economy is the link between urban and rural development,urbanization is an important carrier of urban and rural economic and socialdevelopment in a number of conversations. Rural financial system should firmly seizethis precious opportunity, the rapid advance of the new situation in the countryurbanization and urban and rural economic role of financial economic pusher positiveimpetus for rural· increase the gold content of rural economic development. Thepursuit of the quality of the development of urbanization and economic benefitssimultaneously seeking to urban and rural development, the change help fosterself-development, a new round of China’s overall economic growth to help the countyeconomic development reinforce the foundation, dedicated to the new round ofChina’s economy growth.