Minsheng Bank Of China XX Branch Internal Control Research

Our country commercial bank after the restructuring, in the internal management, risk control, accountability system made sustained efforts to also get a lot of experience. However, these internal system establishment and implementation are not tailored and mainly from external force, leading to commercial Banks internal control form basic have and the spiritual essence of the master has the disparity, therefore, as competition environment and the policy environment changing, commercial Banks internal control system always exposed this or that kind of control problems, and as the problem studyBank enterprise management work how to deal, but strengthen enterprise management foundation is always management classes, the internal control and its control system is a typical enterprise management foundation, construction, perfect and effective internal control is the guarantee enterprise continuous operation and steady development of the solid foundation. According to the author’s from observation and experience, monopoly enterprise internal control development is still in a passive accept, passive construction and passive implementation stage, control consciousness weak, control means drab, lack of incentives, facing the future domestic and foreign financial markets are bound to appear in the fierce competition, commercial bank internal control strength and quality will decide the enterprise development sustainable business operation of the safety and health level. This article through to the commercial Banks internal control research, with reference to the Basel agreement standard of minsheng bank to conduct a comprehensive risk management to carry on the analysis and evaluation, and at the same time, learning and using for reference foreign commercial Banks internal control the advanced experience, compared to the current minsheng bank internal control mode discovers the existence of the loopholes and improvement direction, on this basis, puts forward the current minsheng bank internal control optimization scheme and implementation measures, in order to in the minsheng bank’s internal control management more perfect, at the same time, to the colleague in the competition in the process of the management also to have the certain reference significance.