Analysis And Countermeasure Of The Development Of Agricultural Insurance In Jiangxi Province

Agriculture is the basic industry of the national economy,which development has an important strategic position.Jiangxi as a natural disaster-prone province,urgently need to establish a mechanism for agricultural insurance.Insurance to have economic compensation,financing and social management functions, It is, in essence, make individual, family or enterprise financial dovish, achieve a sustainable development.Agricultural insurance has reduce agricultural disaster losses, stabilizing food and other major agricultural products market supply, promote economic development, promoting social security, benefiting farmers’ function,Agricultural insurance is to establish long-term income mechanism, farmers to solve the"SAN nong" questions, constructing the harmonious society, implement its policies, the construction of socialist new countryside in an effective way.Since the beginning of agriculture in china,we have been always search for a better way,while,there still no formation of a perfect agriculture market,the exposure of agriculture is so high,and the insurance companies have to pay large amount of money to compensate the loss of farmers,hence,the fee of agriculture is higher than other kind of insurance,then lead to a lack of both demand and supply in agriculture insurance market,as far as the imperfect of the agriculture market concerned. I will analyze some factors that influence the demand of agriculture insurance,such as the income of the farmers,the disaster situation,and the education of the farmer,also,come up some advice at the end.This paper will the basic elements of agricultural insurance development pattern,the characteristics andjiangxi province agriculture development and the development of agricultural insurance status,operating environment and agricultural insurance needs analysis,the study of agricultural insurance development of jiangxi province,analyzes the problems existing in the factors causing these problems that the development of agricultural insurance have practical needs;And through the agricultural insurance development strategy research,including policy support strategy,insurance companies to raise their own strength strategy and improve agricultural insurance external business environment strategy for government in a market economy,the role location and development of industry of jiangxi province insurance thought innovation, offer reference new measures, etc...