Research On The Management Of Operational Risks Among State-owned Commercial Banks

For banking, manipulation risk and its management is an important but also dramatic topic. From the first appearance of banking, manipulation risk and its management are exist impersonally. Before the 1990s, there weren't clear conception and ideas about manipulation risk, Barings,Ireland federal bank and such series manipulation risk events occurred, which lead to not only the loss of substantive property, but also the great loss of bank reputation. Due to the serious passive infection caused by commercial banks' standing and steady management, even more than one hundred-year history bank went bankrupt. While the issuing of on June 2004 showed that, supervise organizations began to pay attention to manipulation risk. Manipulation risk has jumped to the three mainly risks billboard (together with credit risk and market risk) the finance organizations have to face mostly.For our state owned commercial banks, management of manipulation risk is just at its commence stage, the refinedness extent and also the methods of management need to be improved greatly. We make ICBC and its Xuzhou branch's management in manipulation risk as case in this article, through description of manipulation risk management flow and organization arrangement , risk management actuality as well as the problems in existing, we could find the difference between our commercial banks in the point of management risks, also according to our commercial banks' fact, some suggestions and methods will be advised. As a result of the low level of management risk in our country, after an emphases analysis in manipulation risk management actual practice and existing problems, compared with commercial banks in west world , we will try to find the key reason and hope this article can give edification to our manipulation risk management.