Difference Between China’s Urban Industrial Injury Insurance Premium Rate

To improve the working conditions of the occupational groups in the context of the current global economic integration process, to protect the rights of workers, has become an international market access rules, and establish international standards and the industrial injury insurance system has become enterprises to participate in international competition, to enter the international market "pass". Injury insurance as an important part of social security, the role and influence of the socio-economic development, more and more aroused widespread concern in society, especially in the current rapid development of Chinese economy, and work-related accidents grim situation, the establishment and perfection of industrial injury prevention mechanism, is constructs the socialism harmonious society an. Part of the work of work-related injury insurance, is currently an important task.Industrial injury insurance premium rate is the core of the industrial injury insurance system, directly affecting the stability of the work injury insurance fund injury prevention performance of the play and the enthusiasm of enterprises to participate. How the industrial injury insurance premium adjustment, make the industrial injury insurance in production safety and accident prevention better play the role of economic levers, is the significance of this study. This paper is divided into five parts:Chapter Ⅰ:It is the difference between urban industrial injury insurance contribution rate Definition and theoretical review. Industrial injury insurance theory is put forward, the work injury insurance fund income and expenditure model, industrial injury insurance premium rate model, provide theoretical references for further study and guidance.Chapters Ⅱ and Ⅲ:They are the current Chinese urban industrial injury insurance premium rate present situation and the existence main question and the international experience. Including China industrial injury insurance system changes, adjust the course; the current risks and occupation harm, separation, classification grades according to difference, industry difference rate and other terms of problems, and for the industrial injury insurance premium rate difference from foreign successful experience, for me.Chapters Ⅳ and Ⅴ:The fourth, fifth part of the program design and feasibility analysis of the difference between China’s industrial injury insurance contribution rate adjustment programs. The highlights of this section focuses on the construction of the index system, estimated that the selection of indicators, the choice of calculation method, the calculation model to determine the difference between the payment rate adjustment of industrial injury insurance program design, and two angles from the financial and corporate feasibility analysis.Chapter VI:This is the last industrial injury insurance difference toll rate adjustment policy recommendations. Includes a clear difference in the rate of classification, industrial injury insurance premium and risk level, relative thinning of industrial injury insurance premium, strengthen management, establish the "Digital Statistical reward and incentive system.