Elderly Care Insurance Of Our Country Town To Set Up Basic Analysis

With China’s aging problem becomes more and more serious, the care demands ofelderly people presents various growing trends. However, due to the structure of Chinesefamilies are becoming miniaturization day by day and the employment rate of themember of family lifting up, the traditional home care supply are being critically shortage.Besides, the residential care institution aren’t be approved by elderly people as a result ofthe high cost and distemperedness of the administer mechanism. So the care problem ofelderly people faces more challenges, it is very important to establish a sustainable longcare system to reduce the burden of elderly people and their families. This paper hasintroduced the foundation background and reform development of the American’scommercial care insurance system model and the social care insurance of Japanese andGermany. A care insurance system model which adapt to our country had been putforward through comparing the two models’ advantages and disadvantages. What’s more,based on the survey data from the elderly people lived in the city of Beijing, the form andscale of the long-term care services needed by our country’s elderly people had beenanalyzed from macro perspective. The present situation and problems of care supply wasdiscussed in-depth through the different influences by the government, institution,individual and family. Based on the system model, supply and demand foundation toexplore to build adapting to our country’s long-term care insurance system for all theelderly people.