The Research On Risk Management Capability Evaluation Of ZhanJiang City Commercial Bank

City Commercial Bank is a high-risk management enterprise. With the development of social, economic, financial integration, domestic commercial banks are influenced deeply by the fierce competition. Financial instability has exacerbated the risk of commercial banks operation. Therefore, it’s urgent to lay emphasis on the implement of risk management.Based on the basic theory of risk management, which includes the quality of risk management and the evaluation of risk management, together with the characteristics of China City Commercial Bank s trans-regional management and the characteristics of Zhanjiang City Commercial Bank, a general risk management ability evaluation index system has been built. We found that some problems of Zhanjiang City Commercial Bank need to be improved. According to this, the author advise to establish risk management of sustainable development, implement people-oriented management to improve city bank risk management.There are two major innovation points of this article. First, base on the quality of risk management and the evaluation of risk management to built a general city commercial bank risk management evaluation index system. Second, use Zhanjiang City Commercial Bank as a case to explore the risk of trans-regional management capability index system in China City Commercial Banks.