China Construction Bank Credit Management Information System Analysis And Design

China commercial banks face increasingly fierce competition in the internal and external. Since the outbreak of the international financial crisis in2008, the world economy faces more uncertainties. In the face of increasingly fierce competitive environment and the complex economic situation, how to take full advantage of the credit management information system is the key to enhance credit management level. The problems of asymmetric information, low quality of information, the lack of data mining, have always been the difficulties of China Construction Bank credit information management, also the emphasis of credit management information system to improve.By analyzing the status of China Construction Bank credit management and the demands of the credit management information system, the paper put forward design and realization solution of the credit management information system. First, analyze the business processes of credit management and credit management information system. Second, analyze the business demands of the credit management information system. Finally, put forward design and realization solution of the credit management information system.This paper includes two innovation points:research thought reflects the management-oriented and system design is close to the business demands. Analyze the business processes and give full consideration to the executive management requirements. Emphasize the integration of the system and business and take business process re-engineering as the basis for system improvement. In addition, use a questionnaire survey to establish the business demands of the credit management information system on the basis of critical success factors method.