The Online Bank Money Laundering Methods And Money Laundering Countermeasure Research

With the development of network communication technology, as one of the derivative financial tools network payment instruments began to gradually become a important media of internet money laundering. Network financial prosperity promoted the development of relevant industries, but its concealment, virtual, anonymity and transnational characteristics provides new channels of money laundering and money laundering crime, making money laundering activities become more subtle and complex, but also to the prevention, control and reconnaissance of money laundering crime brings a lot of obstacles. Recently, Chinese commercial banks have to vigorously develop the business of the bank on the net, showing a rapid development trend. With the progress of information technology and product innovation, constantly develop the online banking, business volume keep on increasing, how to continue the development of robust online banking business at the same time, to guard against using online banking money laundering illegal crime, has become a vast number of financial institutions which is an urgent need to solve. This paper stand on the view of commercial banks, analysis the present situation of internet banking anti-money laundering and the business of the bank on the net work of anti-money laundering and the suggestions. The paper start from the internet bank, introduced the concept of internet banking, participants, introduced internet banking characteristics and traditional banking business competitive advantage, listed online banking business types and the possible risk of money laundering. And then a detailed analysis the method and the reason of money laundering in Internet Bank, proposed the present internet banking counter-money laundering work of the difficulties and problems in china, explore the further improvement of the internet bank anti-money laundering measures.