The Research On Anti-Cyber Money Laundering Of China's Banking Industry

Anti-Money Laundering is a hot and difficulty of the current world's economic fields. Briefly speaking, money laundering is the process to hide the illegal nature and sources of the illicit money gained from the illegal conducts or crimes, and to legalize the illicit money by transferring it through financial institutions such as banks or by other special manners. With the development of economic globalization, money laundering has also expanded globally on a larger scale. The increasingly g rowing insanity of money laundering has badly threatened the national security and economic development of every country.With the global technological advancement and money-laundering methods evolving, especially of the 20th century, since the 1990s, the proliferation of computers and networks, internet-based of money laundering- Cyber-laundering that is by no increasingly rampant, Its concealment, promptly, the difficulty of tracking features, which makes it harmful traditional money-laundering can not match. Currently in China, It's not yet to find the actual Cyber-laundering case and on the Cyber-laundering for electronic money is mainly for small payments and the application of existing, it is hard to become the main way of the crime of money-laundering. But faced with the challenge of Cyber-laundering, if not to establish an effective anti-money laundering monitoring system and the legal system, With advances in technology and consumer electronic currency requirements continues to expand, the crime of money-laundering will take full advantage of the Cyber-laundering's anonymity, rapid and non-restrictive and geographical expansion that will escalates.Therefore, China must learn from advanced foreign anti-money laundering experience, particularly the practices of anti-Cyber-laundering. Build China's financial field "money-laundering" strong defense, maintaining our financial world's security and national stability. Based on the traditional money-laundering and Cyber-laundering for comparison, Draw the similarities and differences between them, from the game, cost-effectiveness analysis and other economic analysis,to make a research of Cyber-laundering, as well as foreign anti-money laundering legislation and the implementation of specific measures for analysis, with China's actual conditions, to gain the Suggestions of preventing Cyber-laundering from the financial obligations level, the technical level and the legal aspects of China.