The Research On Model Of Chinese Financial Supervision Under The Trend Of Mixed Operation

The financial industry plays a decisive role in a country’s economic developmentsince its birth,especially in the modern market economy,Financial industry plays therole in the financing,resource allocation,adjusting economic structure,promoting theeconomy develop healthily and harmoniously. However, everything has both positiveside and negative side, financial industry’s good development can promote theeconomic developing sustainly and rapidly, on the contrary, if the financial industry isover the innovation, there will be a new financial risk, this risk ultimately affect theentity economy development, the2007subprime loan crisis is the recent classicexample. So the financial supervision is of great importance for a country, theestablishment and perfection of financial supervision is the basic to ensure thenational financial system to operate safely and effectively. Currently, financial mixedoperation is becoming more and more obvious, which has brought hitherto unknownchallenge for our country’s financial supervision. This article has analyzed ourcountry’s financial mixed operation situation, drawing lessons from other countries inthe choice of the supervision method and mode,combing our country ’s actualsituation, this article proposes establishing a set of suitable supervision mode for ourown country in order to make the financial industry promote Chinese economicdeveloping more better.This article is mainly divided into five parts:The first chapter mainly introduces the research background and significance, theresearch situation of domestic and foreign scholars and the innovation of the article.The second chapter mainly introduces the two main theories of financialsupervision, the theory of asymmetric information and financial fragility theory,explains the reason for financial industry supervision from theoretic specification.The third chapter mainly introduces our country’s financial mixed operationperformance, showing that we need to make appropriate adjustment on the currentsupervision system to supervise the financial industry better from the actual situation.The fourth chapter mainly introduces regulation characteristics of the UnitedStates, Japan, England and the Revelation to china, making preparations for theestablishment of financial supervision mode suitable for China.The fifth chapter mainly introduces how to establish a suitable financialsupervision mode for our own country as the conclusion. This article mainly uses the method of comparative analysis, through theintroduction and comparison of the financial regulatory system of the United States,Japan, Britain and other countries, finding out their respective characteristics,combining with Chinese regulatory status, and find suitable supervision mode for ourcountry. The main results of this paper is to put forward establishing a supervisionmechanism, tentatively named the financial stability board which is higher than thethree regulators with reference to the American reform blueprint. The leadingmembers of the board are still from the CBRC, the SFC, the CIRC each departmentmember, while Coordinating their work.