The Research On Credit Risk Management Of Benxi Rural Credit Union

With the development of the economy, Rural Credit Union is playing more and more important role in our country rural area. Rural financial market is still in the less developed stage in China. The credit business is the main business of Benxi Rural Credit Union, and credit risk is also one of the most important financial risks faced by the Benxi Rural Credit Union.The paper from the perspective of the overall management of credit risk, according to the risk identification, risk measurement and risk prevention programs for its respectively which studied. Based on current existing management of credit risk issues in Benxi Rural Credit Union, I propose effective solusion to improve asset quality, which is very significant to accelerate the development of rural economy and to build a socialist harmonious society.The paper is an analysis of credit risk management of Benxi Rural Credit Union, which consists of five parts.The first part introduces academic background, purpose and importance of the paper; The second part is theoretical overview about the domestic and international risk management research and the related basic theories of credit risk; The third part is the analysis of current situation and the cause of credit risk management of Benxi Rural Credit Union;The fourth part is the counter measures on the credit risk control of Benxi Rural Credit Union;The final part is the conclusion.This paper will combine theories with practice, according to the current situation and causes of credit risk management status of Benxi Rural Credit Union, in order to explore how to implement credit risk management more effectively. I hope that the paper can provide ideas for Benxi Rural Credit Union reform and development. It is a practical guide for Benxi Rural Credit Union credit risk management.