The Study Of Implementation And Strategy For Small And Medium-sized Enterprises Credit Factory Model Of Gansu Branch Of The Bank Of China

Reform and opening up, as our socialist market economy in the most powerful vitality and dynamism of the group, small and medium-sized enterprises have become one of the important motivation in china economic growth, have played an important role in technological innovation, industrial restructuring, regional economic development, employment and the rural labor force transform, but have been puzzled by the financing problem all the time.In2007, the Bank of China began cooperation with strategic investor Temasek Holdings Co. Ltd. in Singapore, by researching and developping launched "the Bank of China Credit Factory "service model, specifically tailored for small and medium-sized enterprises, to provide financing, clearing, fund collection, corporate finance, financial planning, investment banking and package solutions, then the efficient processing and excellent quality of service gaind the unanimous approval of small and medium-sized enterprises.This thesis Discussing in five chapters, in-depth studide t the small and medium-sized enterprises credit factory model of Gansu branch of the Bank of China, The main contents include: first, introduced the Bank of China and described methods and ideas of this study; Second, the introduction of the relevant theory basises; third, discussed small and medium-sized enterprises credit status and credit mode of the financial institutions in China and in the Gansu Province currently, analysed small and medium-sized enterprises credit factory model of the Bank of China; the fourth and the fifth parts are the focus of this article, the fourth part analyzed the status, problems and causes of small and medium-sized enterprises credit factory model of the Gansu branch of the Bank of China; Part five gave the optimizational programs and strategies to the above problems.This paper was based on the development of small and medium-sized enterprises credit business of the Bank of China, Gansu Branch, discussed the running state of small and medium-sized enterprises credit factory model of the Gansu branch of the Bank of China, raised the problems and solutions to the mode, aimed to explore the rapid development path of small and medium-sized enterprises credit factory of the Bank of China, Gansu Branch, tried to speed up the development of small and medium-sized enterprises business of the Bank of China, Gansu Branch.