China’s Banking Market Structure Analysis And Study

Since the comprehensive opening-up，China’s financial sector have more competitiveaction. And the banking industry in the central link of the national economy is a veryimportant industrial sector，its prosperity and stability is directly related to the overalloperation of China’s economic performance and stability. However，China’s banking industrydue to its own generation and development process with a certain degree of particularity，ithas been the existence of high monopoly and low-performance parallel，which is largelyaffected the overall strength of China’s banking industry. Therefore，the financial reform isimperative. With the continuous deepening of financial reform，and further established theimportant position of the financial sector in the national economy. In the modern financialsystem，commercial bank as one of the important part of the national economy of a countryplays an important role. Since the financial reform in China，especially after China’s accessionto the WTO in2001，China’s commercial banks as a whole pattern of a huge change，isoligopolistic monopoly by state-owned banks in the market gradually to the main state-ownedcommercial banks，joint-stock commercial banks，urban commercial banks，postal savingsbanks，rural credit cooperatives and foreign banks branches of the coexistence of diversifiedmarket structure change.Start from the objective reality of the market structure of China’s banking industry，Firstpart in the first chapter introduces the research background and significance of the article；followed in the second chapter describes the banking market overview and theory，from thebeginning of the third chapter，combined market share，market concentration，barriers to entryand exit barriers to these main factors affect the market structure indicators measure andanalysis of the current market structure of China’s banking industry，and China’s bankingmarket structure to make a judgment and forecast. Followed by Chapter IV On this basis，theeffectiveness of the banking market structure analysis，using the stochastic frontier parameteranalysis （SFA），was calculated on the profits of China’s14commercial banks efficiency and classification analysis obtained the conclusion of the effectiveness of the banking marketstructure，and analysis of the reasons. Finally，Chapter5，to improve the countermeasures ofChina’s banking market structure，improve concentration，barriers to entry and exit barriers tothese three aspects of the overall reformo f China’s market structure countermeasures putforward their own views，and in Chapter made a summary of the outlook of the futureresearch direction.