Research On Application Of Bank Credit Card In Reader Credit Management

Based on discussing the evolution and development of the credit system, the ar-ticle analyzes the basic concepts and the significance of credit system on the man-agement work of library readers’credit. And it introduces the basic theory of modern credit system and its relationship with the individual credit. The network technology and information technology is highly developed in modern society. Bank Credit Card is generated as a method of recording and evaluation of personal credit. The use of credit cards in library provides a new way to manage readers credit. The article first introduces the concept common types and usage of bank credit card. And analyze the role and significance of introducing the bank credit card to manage readers’credit. By discussing new characteristics of The modern credit system, the article summarized the absence of credit readers who use the services of library. In the article1asked the classification of reader behavior, and analyze these categories, and enumerate the dif-ferent factors which affects the readers’credit behavior.Then, the article illustrates the practical significance and operational of using bank credit card to manage readers’credit. It proposes the requirement and prerequi-site of using books credit card. After the work I design a book credit cards in use in the library readers credit management process by combining with the actual situation.The specific implementation method and the process of book credit card are the important part of the article. I hope make the appropriate level of the readers’ cred it by designing the system of the library readers credit management. And build a better reader credit evaluation system, while introducing readers illegal letter redress me-chanisms by referencing research about academics. The credit card should play a forward guiding and incentives role, so as to enhance citizens’ awareness of honesty and information literacy.Using credit card to manage readers’credit in the library has current significance. The purpose of the article is to bring new vitality to the library management, and pro-vide more effective protection of the role of library to disseminate knowledge by promoting a new way of thinking and taking full advantage of network technology and information technology to achieve the library network management in the society which has so advanced network communication.