Analysis And Architecture Design Of Internet Banking Platform Based On SaaS Model

With the continuous opening of China’s bank policies, the competition of banks becomes more and more intense. Banks attach importance to build Internet banking to develop their businesses for the low cost per business and high efficiency for customers. However, most small and medium banks fall behind of those large ones on Internet banking building because of their small scale and lack of funding, so they are at Inferior position in the competitionSaaS is the abbreviation of "Software as a Service" which means software can be seen as a kind of service. This is a new kind of software delivery model that the software provider provide the enterprise services and the enterprise rent the services. Under SaaS model, the enterprise needn’t build their own IT system to save construction investment and maintenance costs.Building Internet banking platform base on SaaS model to provide Internet banking service for small and medium banks is a very meaningful subject. This paper discusses the development status and the general questions of the Internet banking, analyses the system requirements, references the typical framework at home and abroad, designs the architecture of SaaS internet banking platform. These works lay the foundation for such kind of system building.