Economic Ethics Under The Perspective Of Commercial Bank Social Responsibility Research

In commercial Banks in the process of marketization and internationalization, inevitably, andthe international enterprise society responsibility requirements community, especially several largecommercial Banks, no matter from the total assets or from the core capital look, are already ranks inthe front row, so ask its social responsibility has become a necessity. In the process of change howtide in interests and responsibilities, negotiated between also become commercial bank practicesocial responsibility huge challenge. But in recent years about the commercial bank serviceefficiency, service fees, an illegal lending, difference service, network security, legal action, andother aspects of the problems emerge in endlessly, the social public questioned and criticized in thecommercial bank has caused some pressure, explore the root of the problems, not only have thecommercial Banks internal and external stakeholders of the moral failings of stakeholders involvedin not enough and other factors, such as property rights, and financing system, market structure, andother aspects of the institutional defects. Visible, the business bank of our country socialresponsibility practice, still a long way to go.This article mainly from the business bank of our country social responsibility of reflection, andreveals the business bank of our country in the social responsibility and the deficiency of theeconomic system root behind and the reason is analyzed, and based on this, puts forward thebusiness bank of our country social responsibility systematic policy frame, from microcosmicmechanism and macro system two aspects of policy Suggestions.