National Co-ordination Of Basic Pension Insurance Study

Basic pension insurance system is the backbone of China's social security system of institutional arrangements, determine whether the social security system suited to the current economic and social development, is conducive to promoting sound and rapid economic development and people's living standards, social security the system is fair, just, effective means of sharing and other functions, in the narrow gap between rich and poor people, safeguard social stability and building a harmonious society have played an important role.After nearly 30 years of reform, China's basic old-age insurance in the system model construction has made great achievements in promoting social harmony and stability, guarantee the basic living standards of retirees has played a positive role, but in the basic old-age insurance by the " pay as you go "system to" system Account "system of the transition process, the existing basic pension insurance model the inherent defects and deficiencies occur, the system is limited by the normal function of the overall play.Currently the basic pension insurance model the main problems include:lack of response to transformation cost model, reverse distribution of pension wealth gap in society expanded, the lack of national co-ordination of the government platform, pension adjustment policies is not standardized. Meanwhile, the paper analyzes the basic pension insurance national co-ordinating the reasons for the slow process:the basic pension insurance in the fragmentation of the long-term management, local fund collection, distribution patterns vary; national co-ordination, the basic pension will be projected after 2042 facing enormous budget deficits, some of these shortcomings will be the state's financial reveal all the details, China's central government spending will face a huge pay demands; reverse distribution of basic pension insurance divide between rich and poor exacerbated; the lack of a unified national government operating platform of basic pension insurance, serious impediment to the basic pension insurance co-ordinating the pace of the country.Problems for the paper, the paper run from the basic old-age insurance and pension status of the financial balance the two aspects of the national co-ordination of basic insurance study the issue properly deal with their conversion cost is too large, regional development imbalances between groups gap between the practical challenges such as proposed in this paper, the proper allocation of pension benefits, full pension secondary distribution function, as overall lay a good foundation; scientifically determine the pension adjustment policies, pensions in the country to ensure the stability of co-ordination sex; of old-age insurance designed to improve government operating platform-through the use of J2EE technology and C/S/S structure, the basic design of the framework of old-age insurance system of government platform; on the national basic pension insurance of pension under the aegis of the transfer mode of gradient so that it can play the ability to narrow the gap between rich and poor. The basic pension insurance system in line with the smooth operation of China's national conditions under proposals conducive to the stability of the system and sustainable development.