Ping An Insurance Company Of The Risk Of Insurance Funds Action Research

Quickly develop, continuously deepen in the international economic environment, under diversified trend, the market in present competes medium insurance existence and development key of the Qi not only only lie in the development of the insurance business scale and quality but also lie in the investment operation of insurance funds income, investment have become insurance a main source outlet of the Qi profits.Will be insurance company to have effective risk management ability to the insurance funds usage like this, according to this text at well study, draw lessons from the foundation of domestic and international research achievement up develop the research of the so-and-so property insurance company insurance funds usage risk management, hope that a rightness of usage risk management of so-and-so property insurances company insurance funds contains some constructive suggestions.This text has a foothold the usage is at the so-and-so property insurance company insurance funds the research of the risk, emphasize to evaluate insurance funds physically usage suffer a stroke insurance of influence.The first part passes for elaborating the insurance funds usage risk management of abroad maturity and the risk evaluation first and explains that the insurance funds make use of the development current of risk management, and ex-follow of management means;Pass to the insurance funds usage risk management cultural heritage and development grain's elaborating that domestic has been already had, clarify the risk management present condition of local insurance funds usage, derivation this text composes on this foundation of meaning;The circumstance that clarifies a so-and-so property insurance company insurance funds usage risk management to physically operate at the same time, by substantial evidence to analytical the so-and-so property insurance company insurance funds make use of a risk management of strategy, measure, and future programming;Pass above-mentioned contents' elaborating,.The second risk management theory of the part insurance funds usage passes the reading, research of collection and finds out essential risk definition, insurance risk definition;To tradition of or front the essential risk evaluation method following do a to elaborate, synopsis more various risk evaluation the merit and shortcoming of method, and we selection the VAR method carry on the reason of evaluation, before clarifying it as currently follow of risk evaluation the actual meaning of method;Quote from the theory introduction of the VAR method in the collection, gradually order to do an analysis to elaborate;Assist by the in numerous applications in the cultural heritages, after the integration the point is outstanding originally want to use in the text of theory category and physically applied realm, and it brings of realistic meaning.Third part according to VAR method of insurance funds investment the risk research pass the contents of taking so-and-so property insurance company as an example the purpose, property and composing etc. of explaining the insurance funds usage risk management to explain that the insurance funds make use of the content of risk management and pass further analysis excavation, analyze the source of the insurance funds and the usage outlet of the reality and from now on may expand of usage outlet, cent outlet, cent stage of analysis, scoop out insurance funds of usage risk management.Four-part cent writes the VAR method at so-and-so property insurance company funds usage risk management in of limited;Limit the existent problem in use process and try to put forward a correction, explanation opinion and revise a realistic in operation key to raise the counterplan of Cuo according to the method, come close an actual operation circumstance possibly.Carry on summary and discover for the way of thinking, analytical method, data sorting and realistic instruction meaning composing to the preceding context after and put forward this thesis to compose of a little bit bright and shortage, is later improvement or keep on research to do a cushion;The article studies at the same time contents to the being worth of of funds usage risk management of so-and-so property insurance company and draw lessons from meaning;Pass the actual application of theory method, pose the suggestion of solving the actual problem, put forward a worthy reference opinion for decision maker.