Consumer Credit Of Commercial Bank Credit Risk Assessement

Commercial Bank credit products for personal consumption will become a means to improve the ability of the consumer, it will effectively promote the overall consumption level of residents.With the growing consumer credit business formation, Consumer credit problems and the risks become increasingly apparent, especially credit risk, Consumer credit has become an obstacle to the healthy development of China's nephew braces. How to control and reduce the risk of consumer credit infomation. Commercial Bank of China has become a priority.This article summarizes the full features of consumer credit,Consumer credit, personal credit risk and credit assessment on the basis of theoretical methods.The general assessment of real personal credit study, find out the assessment of consumer credit, personal credit a series of problems that exist in practice, to solve these problems,combined with our assessment of existing conditions and the characteristics of individual credit, this article will AHP-This multi-level fuzzy comprehensive evaluation model was applied to consumer credit management practice. Will explore how to effectively level of analysis-multi-level fuzzy comprehensive evaluation method is used to control financial institutions, credit risk management, has important theoretical and practical significance.