| Aging of the population has become the main features of the world's development. As the largest developing country, China have been entered the aging of population society in 1999, how to solve the problems based the conditions a large elderly population base, the rapidly economic development and the urban and rural development imbalances is the key to the social development.At the same time, China's urban and rural residents per capita income, basic public services and so on make the gap larger as a result of our long-standing dual urban-rural structure and the rapid development of urbanization. The collective economic power greatly diminished, which directly affects implementation of the rural "five guarantees" system in many areas after household contract responsibility system in rural areas implemented.The State Council issued "About developing a new type of rural social endowment insurance pilot guidance" in September 1,2009, "new farmer's insurance" is undoubtedly a big step forward in the development of new rural endowment insurance system. compared with the previous "farmer insurance" system, the system model, coverage, financing methods, money management of "new farmer's insurance" have the innovation and improvement.However, "new farmer's insurance" system of the state is not perfect, especially without taking into account the co-ordination of urban and rural development and endowment insurance on East and West differences.Therefore, this paper studies and improves the new rural endowment insurance system from the perspective of the coordination of urban and rural endowment insurance development.The structure of the paper is divided into five parts. The first introduces the background and significance of topics, and the research summaries of the scholars both at home and abroad for rural endowment insurance problems. The second part introduces the history of rural insurance. The development process of rural old-age insurance is introduced at the beginning, and then summaries the "Old farmer's insurance" and "New farmer's insurance" from the main content and strengths and weaknesses. The third part introduces the situation of old fanners and the constraints of urban and rural endowment insurance. The fourth section describes the typical cases of new rural social pension insurance, which including Beijing, Suzhou and Tongjiang. The fifth part is the important part of this paper, which is proposed to perfect the new rural endowment insurance policy recommendations. Including step, sub-regional urban and rural endowment insurance, to the provincial co-ordination, to expand the pilot program to improve the handling capacity and so on. |
