Study Of Enterprise Credit Information Sharing System In China

Corporate credit information sharing mechanism is a kind of social system arrangement for corporate credit information sharing. Our country's experience in credit system construction indicates that credit information sharing problems have become the bottleneck of China's further constructing corporate credit system. China's corporate credit information sharing problems mainly consist of five aspects: being short of the corporate credit information data standard, being short of systematic design of normal information exchanging mechanism, ambiguity of public credit information sources, being short of systematic design of corporate credit information transporting network. The dissertation tries to design corporate credit information sharing mechanism which is appropriate to China's needs by summarizing the domestic and foreign theoretical study results and construction experience.Aiming at our country's corporate credit information sharing problems, the dissertation divides the study into two parts. Firstly, the dissertation defines the public credit information index system of our country. Secondly, the dissertation discusses our country's corporate credit information sharing mode in five ways including organization, normal information exchanging mechanism, information sources, terminal users and transportation network, then, designs our country's corporate credit information sharing mechanism by summarization of the former five aspects.The main conclusions of the dissertation:(1)Our country should establish a public corporate credit information index system, and issue it by law or regulation.(2)Our government should exert important influence in the corporate credit information sharing; Government should establish a united management system with clear responsibilities. (3)The corporate credit information sharing system of our county should include the public credit information sharing platform and the private credit system. (4)Our country's corporate public credit information sharing platform should be based on the Corporate Credit Information Registry System and the Electronic Government System; Government should guide the formadation of varies private credit mechanisms, while should not take part in the establishment of the private credit institutions directly. (5)Adopting B/S (four layers) mode to construct our country's public corporate credit information has the following advantages: high safety, low cost, real-time information and good extension.