Research On The Benefit And Risks Of China 's Financial Leasing Industry

Financing lease, as the financing method setting financing and financial integration in one, are widely used in the international. In developed countries, financial leasing is one of the main tools of enterprise equipment financing, and its importance is only next to bank credit. China’s macroeconomic situation is undergoing a transformation in the throes of,there has been a part of the traditional industrial production capacity surplus, emerging SME financing, capital market gradually deviate from the knotty problem of service entity economic development goals and so on. As an effective way to promote the combination of production and finance, accelerate the development of financial leasing industry, to effectively adjust the industrial economic structure, ease the financing problems of SMEs and to better achieve financial capital to support the real economy. Therefore, the development of financial leasing in our country has been highly valued by the government,a number of leading speech and policy documents mentioned in support to promote the development of financial leasing industry. At present, under the impetus of the dividend policy, domestic and foreign capital have stepped up the pace of the establishment of the Finance Leasing Company, making the industry show explosive growth. Analysis of China’s financial leasing industry development characteristics and its contribution to macroeconomic analysis and Discussion on the disclosure of financing leasing industry in the development of present problems and risks and puts forward countermeasures have important theoretical and practical significance.This paper starts with the definition of financial leasing and the economic benefit of theory, and analyzes the characteristics and advantages of different types of business models. After that, combing the development process of China’s financial leasing industry,summed up the tortuous development stage, the business contraction phase, the policy to pick up stage and the rapid expansion phase after 2007. From the point of view of time insight into the development of the financial leasing industry after, from the angle of transverse current situation in-depth analysis of market structure, industry scale, leasing penetration and through the data to empirically examine the financing lease of economic contribution degree. And summarizes the analysis of the development of the risk and exposure of the problem, and finally put forward the countermeasures and suggestions.