The on-line bank is the electronic commerce time bank inevitably choice, it uses the computer and the Internet technology, has provided the synthesis, the real-time omni-directional bank service for the customer. Is opposite to the traditional bank, the on-line bank is one brand-new bank service method, one kind of brand-new enterprise organizes the form, has cost and service superiority which the traditional bank is unable to compare. Its production, is the Internet technological development result, is the market competition result. The on-line bank development, the oneself becomes the commercial banking development the important domain. Corresponding to on-line bank construction research also became the recent years the hot topic.In This papers discusses the whole concept of Internet banking, development, development needs, characteristics and functions. First, we analyze the current market for the development of the urgent needs of e-banking, Further analysis of the inherent characteristics of Internet banking system and the inadequacies ofï¿¡?On this basis a study of Internet banking systems strategy. In this regard, the article first analyzes the development of online banking system needs, Thus the system architecture, modules, operational systems, security design, database design, so as to conduct in-depth research. On-line banking system in which the technical program to do an in-depth description. Pointed out the existence of e-banking and the need to address network security, authentication and so on. Finally, the article also discusses the e-banking system in the direction of future research.This study to some extent, sums up the experience in the development of Internet banking results, and always to the user's relevance, convenience, security and other needs as the center, a full range of customer applications to adapt to the fundamental. From the business process, functional design, information security aspects of a multi-angle discussion, with a view to building China's Internet banking benefits. |