Credit Management Expert System Design And Realization

Credit manage expert system (CMES) is the important computer applying system of the commercial bank. This paper describes the requirement, the overall structure and the function design of the system; it contrasts the similarities and differences of the C/S system structure and the B/S system structure; it discusses the theory of the unite structure managing; discourse upons the elements of building data warehouse. Based on the international main method of risk and credit rating, a new algorithm is put forward in detail, and it has been realized in CMES. Compared with other algorithms, this algorithm has less errors and it accords with the facts of our country's trade.