COD Charge Business Modeling And Its Application In E - Commerce

The industrial characteristic of E-commerce is to connect the information flow, capital flow and logistics together. But the logistics industry and its backward business tools will hinder the highs speed development of E-commerce. Therefore, in this paper proposed a COD business platform which is based on COD acquiring business model, can improve the comprehensive competitiveness of logistics industry, promote the development of E-commerce market, and also provide a supplement for payment-gateway-based online trading payment.This paper includes:first, an analysis of the COD business process and its industry characteristics, a deep excavation of the demands from every corporate institution, use UML modeling to build COD acquiring business model. Then, this paper provides also a detailed description of the application architecture design, network frame design, and security design from COD acquiring business platform. Finally this paper gives the results of COD acquiring business platform from the perspective of user, a sort-out of deficiency since the usage of this platform and an expectation from the future building of this business platform.In summary, the COD acquiring business platform provides a standard, unified payment process and financial clearing and settlement transaction service for the entire E-commerce. Furthermore the delivery efficiency and service quality from Logistics Company has been significantly increased through this platform. Using of this platform enriched also the business types of Logistics Company. Additionally this platform compensate the E-commerce platform, offline payment channels, also facilitate the consumers' payment, expand the acquirers'industry cooperation, and improve the profitability of the business partners. With business development, some major E-commerce platform and logistics companies have gradually added to this business model.