The Process Of Urbanization, The "farmers" Medical Security System

The report of the Seventeenth Party Congress presents that,"Everyone will have access to basic medical and health services." So the new rural cooperative medical service system (NRCMS) is in the progress of implement all over the country.In langdong village,farmers are enjoining the new basic medical insurance by the identity of "peasant" after urbanization in 2008.According to the statistics,we can find NRCMS brings lots of benefits to the peasants comparing with the traditional cooperative medical system in langdong village.Meanwhile, there are some defects in the implementation of NRCMS.When comparing NRCMS with urban residents basic medical insurance,we find that the latter is superior than the former. So,it is necessary to conbine them to an integral whole insurance by uniting their fund-raising level and compensating treatment gradually.It is known that there is no equal medical secure dimension between rural and ubran residents nowaday.Because their disparities in fund-raising level and compensating treatment are different,so as the ability of accumulating and protecting from risk.NRCMS is on lower rank.we will construct an organic whole administration medical insurance to realize the elimination of these differences step by step,to join NRCMS together,the urban workers medical insurance and the urban residents basic insurance.Such an organic whole administration will form gradually by multi-level raising funds,the same treatment and the same identity to citizen from all over the country.In this insurance,residents can choose various protection level freely.In order to match different social conditions,commercial business medical insurance can be introduced as supplement for individual capacity to ease the extra burden.In this insurance,we must design a reasonably management and service system,establish special government department to operate.The branch of such department must work on the street and rural communities.Integral security aims to organize a humanization,informationn and socialization management of insurance affair.Furthermore, incentive mechanism and a large scale of financial and policy support from government are necessarey.This will help to smash the bottle-neck which obstructs to form the integrated medical insurance between rural and urban.In a word,carrying out an organic whole administration medical insurance is the right way to the realize the basic medical insurance of the whole country.