Improve The Credit System In Changsha City

Business credit, as an important component of social credit system already has a more perfect system of rules and operational mechanisms in foreign countries after century of development, and become an indispensable tool of transactions and development in financial market. At the same time China is still in the immature start stage. Until in recent years, the credit system building received more and more widespread attention.Business credit investigation system is an important institutional arrangements in market economic system. Establishing and improving of Business credit investigation system is a major strategic decision taken by the Party's Central Committee and the State Council. The municipal government also takes building credit Changsha and integrity society as an important work in our city's economic development.In 2005, Changsha City launched the construction of Business credit investigation system. But a lot of researches have been founded in this article from the current situation, that Changsha Business credit investigation system which currently under construction even making a lot of progress, but comparing with requirements of the development of the market economy there is still a big gap.In this paper business credit Checking and its principle and value have been introduced, then business credit system have been explained, and the credit systems of foreign enterprises have been analyzed and compared, summed up three modes of foreign enterprises credit system, conclude development history and profiles of the Changsha's enterprises credit system, and then analysis of the existing problems and causes, finally put forward a countermeasures to consummate Changsha Enterprise Credit System in the hope of promoting the "integrity Changsha, integrity Hunan" of better building.