The Amount Of Commercial Bank Loans Of Local Government Research

Three decades of reform and opening up,with the continuous development of market economy and the gradual expansion of government functions,local governments have a large size of the liabilities,and is growing rapidly,which makes the local government under enormous pressure to future expenditure.Lo cal government's debts highlight the risks.But at the same time,the balance o n the scale of local government has few studies standards,and the academic c ommunity has not been conclusive in the problem that the local finance should be able to support how much scale of debt in the end,which makes people more worried about the risk of local government debt.At the same time,as important assets of the banking products,the safety of the local government category of loans has been concerned about the banki ng sector,but the security of such loans of theoretical research are lagging far behind other assets,in particular,the company loans.All along,the banking s ector in particular,commercial banks loans government lacks a reasonable stan dard and that its financial cooperation with local governments in a passive posi tion,is not conducive to the financial support of the socio-economic developm ent role.In this case,the study of a reasonable and the largest size of the ban k loans to local governments,and the establishment of the model value is part icularly urgent.In this paper,the first research in related fields both at home and abroad to conduct a comprehensive analysis,we found there is no scholar of assets fr om the banks point of view of safety standards and local government liabilities Bank line of credit standards for the Government category,which is ground-b reaking research in this article.Then the problem of indebtedness of our count ry the status of local government and the main problems discussed were analy zed and pointed out that the current public debt of the drawbacks of the lack of uniform standards.In response to the drawbacks,the article followed closely the reasoning through argumentation and empirical testing,the integrated use of various methods to find a measure of the largest local government liabilities and liabilities and reasonable standard,as well as the corresponding types of bank loans of the Government standards.Finally,the article against the risk of bank assets,control and control the size of government debt raised a number of policy recommendations.In this paper,the main results of the derived set of criteria is proof,inclu ding the size of local government liabilities and reasonable standards,the size of the local government's largest liability standards,as well as assets in accord ance with the nature and size of various types of bank loans of the Governme nt of the relevant standards.This series of standards own two major advantage s:First of all,the derivation process is rigorous,in theory and practice is relia ble.Secondly,the data on which the standards calculation based are relatively easy to obtain,which protects their operability.