Tin State Of Rural Commercial Bank Foreign Exchange Business Risk Management And Institution Building, Research,

With China's accession to the WTO and the global economy acceleration of the process of financial integration in rural commercial bank foreign exchange business will be faced with the growing opportunities for development, it is faced with the growing risk management pressure. The Xizhou Rural Commercial Bank due to its late start, thin basis, the overall management level is not very high, poor internal overall risk awareness, lack of a clear, comprehensive risk management mechanism. Therefore,it is the primary task to take effective prevention and control of risks in the foreign exchange business whether the Xizhou Rural Commercial Bank can enlarge and strengthen the foreign exchange business or not;It is the key sign of the core competitiveness whether the Xizhou Rural Commercial Bank has the perfect leading risks management. This essay,by making an inquiry into the foreign exchage risks management and regulations construction of Xizhou Rural Commercial Bank Co.,Ltd,reveals the facing major risks in the foreign exchange business, and also gives some practical and available referece methods and measures to these risks management.In the second chapter,it mainly introduces the correct understanding on the risks and risks management of commercial banks, and the major theories and tools in the development of the risks management, and also introduces the latest classification by the Basel Committee on risks management.In the third chapter,it focus on the risks management framework of Xizhou Rural Commercial Bank, including the detail introduction of analysis of corporate governance, risks management organization and risks management processes.In the fourth chapter,it introduces the development of risks management of Xizhou Rural Commercial Bank, the analysis reveales the facing major risks in the foreign exchange business. It gives a very penetrating analysis of the risks involed in foreign exchange business of the market risks(including interest rate risks and exchange rate risks),credit risks,operational risks, foreign exchange control and legal risks,and from reality,it raises the specific measures to prevent and control these risks in foreign exchange business of rural commercial bank..In the last chapter, it deeply analyse the reason for risks in the foreign exchange business of rural commercial bank.it poses the suggestions and measures on internal control system and business process construction in foreign exchange business of rural commercial bank. In this chapter ,it talks about the significance to the risks management of rural commercial bank from the management philosophy of staffes,the cultivation of professional ethics to the compliance cultural constructions.