On The Primary Person In The Optimal Position And Role Of Regional Financial Ecology Patterns

In order to explain the regional differences and their reasons of financial risks,our country's financial scholars and economists put forward the new theory of Financial Ecology. It is put forward under the macroscopical background of economic reforms and financial system innovations. The new point of this theory is to use ecology methodology to study financial questions. The theory of financial ecology provides a new analysis structure for analyzing questions of regional risks. It also provides theory basis for the improvement of the environment factors of the financial industry. It is warmly welcomed in the economic and financial fields. And it has strong influences on the development of financial industry, and the related aspects of our social economic life.The financial ecological environment composes mainly by administrative, legal, economic and cultural environment factors,which restrict or regulate the activity scopes of financial institutions, and affect the choices and the implementations of financial institutions'behaviors. Therefore, the main point of research on optimizing financial ecology is to study how to optimize financial ecology environment. The initiator of the financial ecology theory, doctor Zhou Xiaochuan pointed out, financial ecology includes two stratification questions: One is the ecological environment of overall and the macroscopic stratification, including government, legislation, judicial environment and so on; the other one is the regionally ecological environment. The research shows that financial property qualities are quite different in different regions. And the reason lies in the different financial ecological environment in different regions.Trustworthiness is an important foundation of good financial ecology. From our country's economical practice and the financial ecology situation, we can see, the short board effected by the universal lose of trustworthiness has became one of the key factors which restrict the development of economy and the optimization of financial ecology. Strengthening credit construction has great significances and influences on promoting the national economy's consistent and healthy development, on promoting consummation of the socialist market economy system, and on optimizing financial ecology. Under local authority's leadership, we should take the social credit system construction as a breach, and devote ourselves to the regional financial ecology construction.