The Study On Chinese Logistics Finance Development

SMEs, which account for 99% of the number of enterprises in our country and create nearly 60% of the GDP, are an important force in China's economic development. However, the plight of SME financing has always been impeding the rapid development of small and medium enterprises.On the other side of the problem, however, commercial banks are holding a large amount of loans which would make considerable profits once lent out, suffering the dilemma of no suitable channels.At the same time, commercial banks and logistics companies are facing increasingly fierce competition. Foreign capitals entering the country cause domestic commercial banks and logistics enterprises to face strong competition. How to use business innovation to enhance their competitive edge is the common task.Logistics finance solves the above problems. In an increasingly integrated world economy today, using logistics finance to settle the "credit mismatch" between the SMEs and commercial banks, to explore the source of profit of commercial banks and logistics companies and to enhance the competitive strength of three sides has become a realistic option and a hot spot.Based on the theoretical supports and practical needs of the logistics finance, this paper studies the development of domestic and international logistics finance. Combined with the experiences abroad, the problems of development of domestic logistics finance are discussed, and the corresponding proposals and the ways to improve are carried out.This paper is divided into six parts: Chapter 1 is the Introduction, which describes the main topics, the purpose and significance of this article. It also consists of literature review, the main content and framework of the research, the methods used, the major innovation and shortcomings of this paper. Chapter 2 makes a basic introduction of Logistics Finance. Chapter 3 analyzes the theoretical supports of logistics finance, the positive role and impact of the logistics finance, which provide a theoretical basis for the study below. Chapter 4 makes a comprehensive research of the realistic needs of the logistics finance. Chapter 5 analyzes domestic and international development of logistics finance, and separately summed up the characteristics of domestic and international development of logistics finance. Based on the comparative analysis of domestic and international development of logistics finance, Chapter 6 researches problems and prospects of Chinese logistics finance and makes corresponding proposals and advices. Chapter 7 makes a summary of this paper, and discusses the topics to be further researched.