Joint-stock Commercial Bank Competitiveness Evaluation Factors

Joint-stock commercial bands have been become an important part of China's financial system. At the present, the number of nationwide emerging joint-stock banks has been reached 13.Although the major state-owned commercial banks have been finished the transformation into joint-stock, the foreign banks develop rapidly, joint-stock commercial banks become increasingly apparent disadvantage.Chapter one on the basis of background and significance, the paper introduces research content, framework and method. Chapter two introduces the current state of the competition principle of the commercial bank at home and abroad. Chapter three firstly, defines the basic concept of the competitiveness and enterprise's competitiveness, then introduces the principle of competitive and enterprise RBT and the theory of competence and enterprise knowledge theory, then research methods of competitiveness are reviewed. On the principle of the feasibility and complementarities and comparability, the index system construction and method of selection are analyzed in the fourth part, and introduce the method of the factor analysis. Chapter five firstly introduces the state of development of joint-stock commercial bank, and then selects date of the joint-stock commercial bank. On the basis of those, we select two municipal commercial banks, two major state-owned commercial banks and five medium or small joint-stock commercial banks, and the use factor analysis. And Empirical analysis of joint-stock commercial bank put forward countermeasures for the joint-stock commercial bank.