Research On Competition Ability Of China State-Owned Commercial Bank

State-owned commercial bank is principal part of our national financial system, improving its international competition power is the sustainabale development key of our financial industry .So impersonally evaluating the competition ability of our Commercial banks, analyzing their strength and weakness and guiding them to catch hold of opportunity is much significant to our banking and deepen our financial system reformation. Firstly, through being compared with the common enterprises,this paper analyzes the particlarity of State-owned commercial bank,educes the meanings of commercial bank and recapitulates all kinds of influence factors into four main key factors: realistic competition ability, latency competition ability, permanent competition ability, and environment competition ability. Then according to the four kinds of competition ability factors,we come to a basic conclusion by comparing the four state-owned Commercial banks with two famous foreign Commercial banks on the basis of the whole -length theory analyzation and demonstration. Because of the rstietion of a good many kinds of factors, our state-owned Commercial bank have great competition ability shortage compared with the foreign modem Commercial banks. The shortage exist two aspects: one comes from the banking interior itself: Such as laggard operation and management model; absence of business and technology innovation and motivation; bad manpower management status; rigidity marketing management, etc.. The other comes from the exterior circumstance of banking, such as some arrangement of exterior circumstance system is not felicitous. By the end, the paper provides some suggestions and advice about how to upgrade the competition ability of the state-owned commercial banks: one is optimizing the exterior circumstance to create better precondition terms upgradeing the competition ability of the state-owned commercial bank, the other is improving commercial bank interior diathesis.