The Research Of Approaches Of Rural Financial Reformation In Shanxi Province Under The View Of Rural Industrialization

It is vital issues and measurements that"Three-dimensional rural issues"in our country could be solve through rural industrializations. The"three-dimensional rural issues"- concerning agriculture, countryside and farmers-may have positively motive effects on the development of Chinese rural economy, the integration of urban and rural areas, and the construction of Chinese communism new countryside. However, compared with other parts of China, it is weak for Shanxi Province to develop the level of rural industrialization. One of the reasons for this situation is the confliction between the fast development in rural industrialization and the lag of rural financial system. At the beginning stage of rural industrialization, huge amounts of monetary investment had promoted the launch and development of rural industrialization. Then with the further and deeper requirement of rural industrialization, the problem of insolvent finance in the main party became extreme hazard in financial status which has been the bottleneck for rural industrialization. The reasons are various including: unitary function of rural financial policy, the weakness of financial system in rural area, limitation of coordination in finance, irregularity of civil finance.The essay utilizes various sorts of methods to do the research based on the methodology of dialectical materialism and historical materialism, combined the normative and positive analysis, compared with domestic and international cases, and implemented both in theory and practice. It does further analysis on the characteristics and financial needs of rural industrialization in Shanxi, and also does positive analysis of contribution of rural finance to the rural industrialization. According to the research and study on of external rural finance, under the circumstances of improving the rural financial market, practicing individual monitoring, and optimizing the health of rural financial environment, the report provides the recommendations which are the approaches of reformation should enhance and expand the leading effects of policy finance in Shanxi, and sufficiently apply major effects served by commercial finance and coordinated finance so as to regulate civil finance gradually.The essay consists of six parts. They are:Part one: Introduction- this part explains the objectives and significance of the essay by reviewing and retrieving of domestic and international dissertations. It provides the opinions, methodology and the creation.Part two: Identify rural financial basements in theory and practice. The part explains the essential concepts, provides the characteristics and illustrates the necessity of development. Nevertheless, it defines the concepts of rural finance, and provides with the realistic practice in the international rural finance practice cases and then evaluates foreign experiences for Shanxi rural financial issue.Part three: Rural requirements of Shanxi rural industrialization. This part declares the main body of financial requirements under the situation of rural industrialization and does comprehensive analysis for those financial needs.Part four: Analysis of supply in rural industrialization for the development of Shanxi rural finance. The part analyzes the contribution of rural assets to the increment of income for famers and rural enterprise development by positive analysis. And also the results come out with comments.Part five: Optional approaches of rural financial reformation in Shanxi rural industrialization. According to all the four above parts, part five generates the conditions and approaches for the financial reformation in Shanxi.