Research On ATM Machine Service Network Of The Regional Distribution And Optimization

ATM machines as a part of the electronic banking and automated,It takes advantage of modern self-service equipment, to provide customers with convenient and efficient financial services. Therefore, the ideal network location can not only provide users with efficient service, but also to produce good economic results. ATM machine locations due to geographical location, social, economic, demographic and other factors, the actual location of operation is very difficult. How set reasonable and effective way to ATM machine location become a hot issue of academics who have studied at home and abroad.ATM location is a complicated business decision-making process, it affected by factors affecting,and there are quite a lot of business location means, each method has the use of certain and advantages and disadvantages. This study summarizes the theories and methods of the location public services and facilities,analyses the applicability of these methods, technical features and advantages and disadvantages. Proposed new research ideas:(1)Based on the supply and demand theory to study the layout of the rationalization of the ATM machine, tried using the numerical analysis methods to analysis the location problem, constructed the ATM machine location model which use the relationship between ATM machines and consumer demand for services.(2)Proposed a flexible of calculation method, used mathematical methods of the convolution to solve the ATM machine location problem. This method can set arbitrary services and demand model, and Without impact of follow-up analysis and made easier analysis the site of the optimization.(3)With MapInfo software as a data processing platform, associated the impact of locational factors with geographic information to create the initial distribution of visual ATM machine network map. With the Matlab software site selection analysis program, calculated and processed the numerical data. Through studying the network layout of ATM machines of Hebei bank, Validated the supply and demand theory that is feasibility and importance of applications on ATM machine located,provided a scientific theoretical basis and effective site selection methods for ATM machines of the region layout of the rationalization.This study suggested that with the people's needs and their influencing factors on the study area by conducting needs analysis, divided into the empty area and the potential region of requirements. Studied the potential region of demand,determined the level of demand by Demand potential in all regions and established the demand matrix.