Supply Chain Financing Model And Case Study

Conform to industry competition by the competition among enterprises is converted to the trend of competition among the supply chain, supply chain finance came into being. In fact, the enterprise supply chain, cash flow, order information flow, storage and distribution flow "third-rate one" formed, the basic is the value and information transfer. Supply Chain Management (SCM) the emergence of the modern enterprise to promote competition from the previous one on one competition, transforming into a "supply chain" right "supply chain" competition, corresponding to the bank to-business services model is also taking place in profound changes. Supply Chain Finance as a new financing model, the bank through the entire supply chain review, and the degree of supply chain management and the core enterprise credit strength of mastery of the core business and multiple upstream and downstream enterprises to provide a flexible financial products and services, new financing models.In this paper, the theory of supply chain finance is presented based on the supply chain financial services finance products with the program, which started to explore the supply chain finance program design, by studying the supply chain finance in the actual operation of commercial banks in case of success and failure, analyze the supply chain problems in financial development, so as to commercial bank's financial services on supply chain, to provide assistance to help in the future related to the theory of further study.This paper is divided into four parts:the first portion of the supply chain,supply chain financial significance and characteristics based on the analysis of, respectively, on self-liquidating trade finance and structured finance theory, the theory is described, which reveals the supply chain core concept of finance and financing principles.The second part is supply chain finance three typical modes:prepayment model,chattel mortgage model,receivable model, and a combination of financing models——"1+N "supply chain finance paradigm, demonstrating flexible financing advantage.The third part is through the analysis of financial risk under the three models and found that the bank should focus on sources of risk and effective risk management, and improve internal management and risk control system, proper risk avoidance and risk transfer, which is ongoing supply chain financing bank guarantee.The fourth part through the analysis of the supply chain finance in the real case of success and failure to explore the practical application of supply chain finance in the problem and found that success stories can not be separated banking, logistics, core enterprise, SME co-operation, good the supply chain of financial culture can be in the supply chain system, form a powerful cohesion, forming a kind of mutual trust, mutual respect, co-creation, and common development and share win-win outcome of the relationship between the core enterprise can not be correct if the supply chain management the concept of supply chain finance is doomed to failure.This part of the supply chain finance, applied theory, but the contents of the study has some practical significance and innovation, hoping for the bank to carry out the supply chain of financial help.