The Study On The Conpetitiveness Of China's Listed Commercial Banks

America's subprime mortgage crisis triggered a global financial tsunami, so that China's listed commercial banks are facing more complex and intense competition in the situation. An objective assessment of the competitiveness of listed commercial banks, the concrete study its competitive power strong and the weak difference,may to further enhance the competitiveness of listed commercial banks to provide work direction.This article follows the commercial banks competitiveness theory discussion -evaluating indicator system establishment - assessment method research - bank competitiveness to appraise this logical mentality, launches the systems synthesis research to the listed commercial banks competitive power appraisal.First of all, a systematic review of the bank's competitiveness theory, including competition and competitiveness of the concepts and theories; enterprise competitiveness theory, defines the content of the competitiveness of commercial banks.Secondly, establishes listed commercial bank competitive power evaluating indicator system. The competitiveness of commercial banks based on the theory, combined with the characteristics of a listed commercial bank, in complying with the principle of evaluation index selection,constructs including the scale strength, the market holds the strength, profit ability, the flowability, security ability, the development potential, the internal management structure, human resources management ability, the technology and innovation ability and the market risk ten aspect altogether 22 target listed commercial banks competitiveness evaluating indicator system.Once again, choosing evaluation methods, carries on the appraisal to the listed commercial banks competitiveness. Carries on to the listed commercial banks competitiveness each influencing factor's evaluating indicator contrasts one by one. and uses the combination appraisal method to make the quality synthetic evaluation to the listed commercial banks competitiveness, namely uses the more obvious economic significance of gray correlation analysis method and the norms of multivariate statistical analysis (factor analysis) separately carries on the appraisal to the listed commercial banks'competitiveness, obtains the respective measure results, then carries on the combination appraisal with the fuzzy Borda method to the above two kind of assessment method's measure results, obtains places the result finally.Finally, carries on the analysis to the listed commercial banks competitiveness place result, and proposed that the expanded property scale, vigorously develop intermediary business and the balance-sheet activities, to consummate the internal management structure, to strengthen human resources management ability, to speed up technical and the product innovation, the strengthening risk management system, the fulfillment community responsibility countermeasure suggestion.