The Research Of Rural Cooperative Finance Reform Under The Vision Of Construction Of New Countryside

The construction of Socialist New Countryside in the new period due to the support of the finance. With the withdrawing of the commercial bank from rural financial market, the rural cooperative finance becomes the mainstay which supports the construction of New Countryside. Countryside Credit Cooperative is the concrete financial organizational form of the rural cooperative finance. After numerous reforms, Countryside Credit Cooperative still has many problems on property right system, corporate governance structure, management and administration, in addition, the countryside lacks good external environment condition that the present rural cooperative finance unable to play fully to the function of supporting agriculture and restrict the construction of Socialist New Countryside.The article bases on the visual angle of the construction of New Countryside, regards rural cooperative finance as the research object, unifies the actual demand of the market economy system of our country and new rural economy development, On the foundation of confirming the development goal of rural cooperative finance is simultaneous consideration of supporting agriculture and profit, from the four respect of property right form, corporate governance structure, management condition and external environment condition, put forward some questions of rural cooperative finance in our country at present and put forward some suggestion of reforming unifies some national advanced experiences. First of all, reform the Countryside Credit Cooperative from the present single cooperation to the share cooperation; Secondly, implement the corporate governance structure of shareholder representative assembly, council and board of supervisors; Thirdly, improve the management state of cooperative society through the innovating financial product and promoting service level; Finally, manage the external environment condition of the cooperative finance in an all-round way, issue the special cooperation financial laws and regulations, improve the controlling mechanism of the risk, devote more efforts to supporting from the government, strengthen the construction of credit environment of New Countryside.