The Format Criterion Of Master's Degree Paper Of DMU

As a very important branch of financial system,like the other industry,banking industry also belongs to the high-risk industry.Therefore,the prevention,management and salvation of the risk become to an eternal topic of the banking development.Along with the spread of the American Sub Prime Mortgage Crisis in the summer of 2007,many famous investment banks in the world inflicted heavy losses.As one of the most important part of banking industry,the commercial banks have suffered a serious blow during the later financial storm.The commercial banks of our country are on the way toward the international stage along with the reform and opening-up,so they were inevitably affected to some extent during such world financial crisis even economic crisis.But it's the result of the economic development,not the fault of the globalization monetary policy.Our commercial banks should take this as a warning,and at the time of promoting the prosperity and development of our economy,we must strength the identification and warning of credit risk.Based on the global economic crisis caused by the U.S.sub prime mortgage crisis,we summarize the method and experience of credit risk management of western commercial banks.From the fact of booming of China's economy and the present situation of operation and management of waterway industry,combining the general financial indicators,the cash flow indicators and the non-financial factors of three kinds in this industry,we build the system of identification and warning of credit risk for the waterway industry of our commercial banks.At the same time,we make a further empirical analysis to Port of Shanghai in order to check the rationality of the index and the applicability of the model.We expect that we can provide a kind of new idea and method to the identification and warning of credit risk our commercial banks,and play a positive role in promoting their ability on resisting and handling credit risk.