The Study On Risk Management Of Financial Holding Company

Financial holding company is the product of the financial globalization.Because of its advantages on the economies of scale and economic of scope,it has created enormous competitiveness and this also becomes the development trend of financial institution.However,due to the integrated financial operation,the financial holding company is facing even greater risk than the single financial institution.If the control is improper,the financial holding company will have risk concentrations and risk contagion.These not only endanger the financial holding company itself,but also bring serious crisis to society. Therefore we need to strengthen the risk management of the financial holding company.The risk management of Financial Holding Company including the structure of company,the skill of risk management and the concept.The most important thing is internal control and risk warning system.